Connect or keep it manual
Use Plaid-powered account connections to bring balances and transactions into Horizon for a clearer dashboard.
Prefer not to connect a bank? Add accounts and transactions manually, then keep budgeting on your terms.
Invite-only iOS beta
See your money clearly. Build the next move.
Horizon brings your accounts, budget, goals, net worth, and money lessons into one guided app, so you always know what changed and what to do next.
- Connect accounts with Plaid or add balances manually.
- Track spending, savings, debt, and goals by month.
- Learn personal finance through short playbooks and calculators.
How Horizon works
Start with your real accounts, then turn the month into a plan you can actually follow.
Turn goals into a plan
Set a target, choose a date, connect the accounts that count, and see the monthly contribution needed to stay on pace.
Budget by category, not guesswork
Plan income, savings, fixed costs, and flexible spending, then review the transactions that made the month happen.
Secure your spot
Horizon is currently invite-only. Request access and help shape the early product.
You're on the list
Thanks for joining the Horizon beta waitlist. We will use your feedback to prioritize the next product passes.
Early Access Batch #1: 85% Full
Join Scott & Josh in shaping the product.
"We're building Horizon because we wanted one app that made the next financial step obvious."
— Scott & Josh, Co-founders
Built for your money season
Use Horizon solo, or invite a spouse or life partner when you are ready to plan the household together.
2
Partners Planning Together
Household mode Focus Shared visibility
Workflow Invite partner
Coordinate accounts, budgets, and goals without turning every money check-in into a meeting.
$
Milestone Builders
Home, wedding, freedom Focus Target dates
Workflow Monthly plan
Give every major goal a number, timeline, contribution plan, and progress view.
✓
First Real Budgeters
Clarity before optimization Focus Month view
Workflow Learn by doing
Start with categories, transactions, and short lessons instead of a spreadsheet you abandon by week two.
What's Next
We're building in public. Here's what we're working on.
- In progress
iOS Beta
Core app flows are active and being refined
- In progress
Account Sync + Manual Entry
Plaid connections and manual account/transaction workflows are being hardened
- In progress
Household Planning
Partner invites and shared household flows are in progress
- Planned
ML-Assisted Categorization
Transaction classification is in prototype before product integration
- Planned
Android App
Planned after the iOS beta experience is stable
Frequently Asked Questions
Common questions about joining Horizon.
Who is Horizon for?
Horizon is for people who want a calmer monthly money routine. It works solo, and partner/household planning is part of the beta roadmap.
Is this investment advice?
No. Horizon is a budgeting, dashboard, planning, and education tool. It can help you organize information and model goals, but you make your own financial decisions.
Do I have to connect my bank accounts?
No. Account connection is optional. You can use Plaid-powered sync for automatic tracking, or add accounts and transactions manually.
How do I get access?
We're currently invite-only to ensure the best experience. Join the waitlist below to secure your spot.
Is my data safe?
Horizon is being built with authenticated API access, rate limiting, encrypted sensitive-data handling, and Plaid-powered account connections. Bank connections are for tracking, not moving money.